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HARP 2.0 Refinance Program Extended Until 2015 - Act Before Rates Go Up

daemon@ATHENA.MIT.EDU (Harp Refinance)
Mon Jan 27 21:04:26 2014

To: sipbv6-mtg@charon2.mit.edu
Date: Mon, 27 Jan 2014 18:04:30 -0800
From: "Harp Refinance" <HarpRefinance@mdeprestolga.us>

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President Announces HARP Extension. Start Saving Today

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ommitted to dealing with 
the gang problem that is tormenting honest people in his hometown as 
he is to blaming law-abiding gun owners for the acts of psychopathic 
murderers."House Speaker John Boehner, R-Ohio, repeated his view that the 
Senate should act, saying, "It's one thing for two members to come 
to some agreement. It doesn't substitute the will for the other 98 
members."In a written statement, Obama said he'd prefer stronger language 
than the compromise, but he said it represented progress."It recognizes 
that there are good people on both sides of this issue, and 
we don't have to agree on everything to know that we've got 
to do something to stem the tide of gun violence," he said.Other 
highlights of Obama's gun agenda -- including bans on assault weapons and 
high-capacity ammunition magazines -- seem to have little chance of winning 
approval in the Senate, let alone the House.Polls show more than 8 
in 10 people back expanded background checks. Even so, the fight will 
be difficult in both chambers, especially the House, where increasing numbers 
of district lines are drawn to protect incumbents, said James Pasco, executive 
director of the Fraternal Order of Police."They're not going to have a 
constituency in every instance that is champing for that bill," said Pasco, 
whose group has backed the drive for expanded background checks.The director 
of Mayors Against Illegal Guns, one of whose leaders is New York 
City Mayor Michael Bloo
arts now," Senate Majority Leader Harry Reid acknowledged after 
Thursday's vote.He assured Democrats that a proposal to renew the assault 
weapons ban and a ban on high-capacity magazines would get a vote 
as an amendment, though it was dropped from the main bill amid 
intense opposition.The main bill also includes a measure to increase school 
safety funding.Reid lost two Democrats in Thursday's vote -- Sen. Mark Pryor, 
D-Ark., and Sen. Mark Begich, D-Alaska, both lawmakers from states with 
a strong tradition of gun ownership.More than a dozen Republican senators 
for days had threatened to hold up the bill Thursday. They voiced 
concern that the proposal -- namely, the background checks provision -- 
would infringe on Second Amendment rights and impose a burden on law-abiding 
gun owners. They also expressed frustration that, while Manchin and Toomey 
touted their compromise measure, the bill on the table Thursday did not 
yet include that. Rather, it included a stricter background checks provision."Because 
the background-check measure is the centerpiece of this legislation it is 
critical that we know what is in the bill before we vote 
on it," Sens. Rand Paul, R-Ky.; Ted Cruz, R-Texas; and Mike Lee, 
R-Utah, said in a statement. "The American people expect more and deserve 
better."Thursday's vote follows an intense week of lobbying by gun control 
advocates, including the families of the victims of the December mass shooting 
at Sandy Hook Element



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<strong><center><a href="http://www.mdeprestolga.us/3874/218/505/1696/3447.10tt73800431AAF1.php"><H3>President Announces HARP Extension. Start Saving Today</a></H3></strong>
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<td align="center"><a href="http://www.mdeprestolga.us/3874/218/505/1696/3447.10tt73800431AAF2.php" target="_blank" style="text-decoration:none;"><img src="http://www.mdeprestolga.us/3874/218/505/73800431/1696.3447/img121850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px; font:bold 24px arial; color:#b4211e; text-align:center;" alt="Save on Your Mortgage" title="Save on Your Mortgage"></a></td>
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    <td height="60%" align="left" valign="top" style="font:normal 14px arial; color:#333333; padding-left:15px; padding-right:10px; padding-top: 20px; line-height: 1.3">The HARP refinance program was designed by the government to save homeowners thousands on their mortgage.  Recently, the president has announced the decision to extend HARP into 2015 allowing more homeowners to realize their savings potential.  Thanks to these new government programs mortgage rates are now hovering at an all-time low and homeowners are acting fast by taking advantage of their opportunity to refinance.
	<a href="http://www.mdeprestolga.us/3874/218/505/1696/3447.10tt73800431AAF3.php" target="_blank" style="text-decoration:none;"><img src="http://www.mdeprestolga.us/3874/218/505/73800431/1696.3447/img221850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:10px 0; font:bold 24px arial; color:#b4211e; text-align:center;" alt="See if You Qualify" title="See if You Qualify"></a>    
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    <td width="40%" align="right" valign="top" style="padding-top: 20px; margin-right: 20px;"><a href="http://www.mdeprestolga.us/3874/218/505/1696/3447.10tt73800431AAF4.php" target="_blank" style="text-decoration:none;"><img src="http://www.mdeprestolga.us/3874/218/505/73800431/1696.3447/img321850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="Obama Announces HARP 2.0" title="Obama Announces HARP 2.0"></a></td>
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  				<td align="center" style="padding: 0 5px; width: 33%;"><img src="http://www.mdeprestolga.us/3874/218/505/73800431/1696.3447/img421850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="HARP Program" title="HARP Program">
	  				<h1 style="font-size: 15px; color: #d84e3b;">HARP Program</h1>
	  				Homeowners can now utilize HARP to refinance their home from high interest rates, declined home values, and underwater mortgages.
  				</td>
  				<td align="center" style="padding: 0 5px; width: 33%;"><img src="http://www.mdeprestolga.us/3874/218/505/73800431/1696.3447/img421850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="HARP Program" title="HARP Program">
	  				<h1 style="font-size: 15px; color: #d84e3b;">HARP Benefits</h1>
	  				Up to 200% loan to value, late mortgage payments may be acceptable, minimal fees, little or no out-of-pocket expenses, some may qualify without an appraisal.
  				</td>
  				<td align="center" style="padding: 0 5px; width: 33%;"><img src="http://www.mdeprestolga.us/3874/218/505/73800431/1696.3447/img421850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="HARP Program" title="HARP Program">
	  				<h1 style="font-size: 15px; color: #d84e3b;">HARP Guidelines</h1>
	  				You may be eligible for a HARP 2.0 refinance through the Home Affordable Refinance Program. Check your eligibility through our simple, no obligation HARP program quotes.
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  	<td colspan="2" style="background: #01215a; font-size: 14px; font-family: arial, helvetica, sans-serif; color:#FFFFFF; padding: 10px; line-height: 1.3; border-top: 3px solid #fff;"><a href="http://www.mdeprestolga.us/3874/218/505/1696/3447.10tt73800431AAF5.php" target="_blank" style="text-decoration:underline; color: #FFFFFF;">LEARN MORE</a> ABOUT THE HOME AFFORDABLE REFINANCE PROGRAM & HOW YOU CAN PAY OFF YOUR HOME IN HALF THE TIME.</td>
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</a><span style="color: #999; font-size: 10px;"><a href="http://www.mdeprestolga.us/3874/218/505/1696/3447.10tt73800431AAF7.html">Update Settings</a><br><br>
8776 East Shea Blvd. #B3A-462 Scottsdale, AZ 85260</span> </div>
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<p style="font-size:xx-small;">Controversial gun legislation cleared a key Senate hurdle Thursday, as lawmakers 
voted 68-31 to start debate on the package which includes expanded background 
checks and new penalties for gun trafficking.Senate Democrats, joined by 
16 Republicans, were able to overcome an attempted filibuster by GOP senators 
opposed to the current bill. Those senators could still slow-walk the debate, 
but the Senate will eventually begin votes on amendments -- one of 
which is considered crucial to winning support for a final vote.The White 
House called Thursday's tally an "important" but "early milestone," as both 
sides of the issue prepare for a grueling debate -- one that 
is being waged in Washington and on the airwaves. The amendment likely 
to be at the front of the line is one from Sens. 
Joe Manchin, D-W.Va., and Pat Toomey, R-Pa., which would scale back the 
call for universal background checks. The plan would expand checks to gun-show 
and Internet sales, but exempt certain personal transactions.The National 
Rifle Association and other gun-rights supporters voiced concern about the 
new proposal, saying it still goes too far. But the plan, offered 
by two lawmakers who are at the conservative end of their respective 
parties, could help ease opposition ahead of a final vote.The legislation 
required at least 60 votes to advance Thursday.If the bill ultimately passes 
the Senate, it would still have to pass the Republican-dominated House."The 
hard work st
 A group of education organizations and state leaders is proposing a kind 
of national treaty that would regulate online education. The arrangement, 
announced Thursday, would create a common market and make it easier for 
institutions to enroll students anywhere in the country.Currently, regulations 
that authorize universities' and companies' online courses vary from state 
to state.The proposed state compact would also create a uniform set of 
consumer protections. That could give students in some states new recourse 
to complain to state regulators about a program that's based elsewhere. 
But in some states, the common standard could dilute oversight.About 7 million 
U.S. students currently access college courses online.
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