[134856] in SIPB IPv6
Could a reverse mortgage help you retire better?
daemon@ATHENA.MIT.EDU (AAG Mortgage)
Fri Aug 25 15:25:41 2023
X-Original-To: sipbv6-mtg@pergamon.mit.edu
Date: Fri, 25 Aug 2023 15:12:45 -0400
From: "AAG Mortgage" <aag-mortgage@allitionkl.sbs>
To: <sipbv6-mtg@charon2.mit.edu>
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Build a more secure retirement=20
This is an email advertisement.=20
=C2=A92023 American Advisors Group/AAG are divisions of Finance of America =
Reverse LLC which is licensed nationwide | Equal Housing Opportunity | NMLS=
ID # 2285 (www. nmlsconsumeraccess. org) | 8023 East 63rd Place, Suite 700=
| Tulsa, OK 74133 | AZ Mortgage Banker License #0921300 | Licensed by the =
Department of Business Financial Protection and Innovation under the Califo=
rnia Residential Mortgage Lending Act | Georgia Residential Mortgage Licens=
ee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker =
License MC2285: Finance of America Reverse LLC | Licensed by the N. J. Dep=
artment of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking =
Department where Finance of America Reverse is known as FAReverse LLC in li=
eu of true name Finance of America Reverse LLC | Rhode Island Licensed Lend=
er | Not all products and options are available in all states | Terms subje=
ct to change without notice | For licensing information go to: www. nmlscon=
sumeraccess. org
Finance of America Reverse LLC does not do business as American Advisors Gr=
oup/AAG in Nevada and New York.=20
These materials are not from HUD or FHA and were not approved by HUD or a g=
overnment agency.=20
For Reverse Loans. When the loan is due and payable, some or all of the eq=
uity in the property that is the subject of the reverse mortgage no longer =
belongs to borrowers, who may need to sell the home or otherwise repay the =
loan with interest from other proceeds. The lender may charge an originati=
on fee, mortgage insurance premium, closing costs and servicing fees (added=
to the balance of the loan). The balance of the loan grows over time and =
the lender charges interest on the balance. Borrowers are responsible for =
paying property taxes, homeowner=E2=80=99s insurance, maintenance, and rela=
ted taxes (which may be substantial). We do not establish an escrow accoun=
t for disbursements of these payments. A set-aside account can be set up t=
o pay taxes and insurance and may be required in some cases. Borrowers mus=
t occupy home as their primary residence and pay for ongoing maintenance; o=
therwise the loan becomes due and payable. The loan also becomes due and =
payable (and the property may be subject to a tax lien, other encumbrance, =
or foreclosure) when the last borrower, or eligible non-borrowing surviving=
spouse, dies, sells the home, permanently moves out, defaults on taxes, in=
surance payments, or maintenance, or does not otherwise comply with the loa=
n terms. Interest is not tax-deductible until the loan is partially or ful=
ly repaid. V2023. 07. 23
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This is an email advertisement. <br />=20
<br /> ©2023 American Advisors Group/AAG are divisions of Finance =
of America Reverse LLC which is licensed nationwide | Equal Housing Opportu=
nity | NMLS ID # 2285 (
<a href=3D"http://www.trackmytap.com/extrapolate-Owens/cba6O23_G95k8M6v13b2C8da2N57e4i27hwbtF5R-ixZfGaDvsroEibxEIH48XRqooe9K5r10JO6D@PHJt">www.nmlsconsumeraccess.org</a>) | 8023 East 63rd=
Place, Suite 700 | Tulsa, OK 74133 | AZ Mortgage Banker License #0921300 |=
Licensed by the Department of Business Financial Protection and Innovation=
under the California Residential Mortgage Lending Act | Georgia Residentia=
l Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachuset=
ts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed =
by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker =
-- NYS Banking Department where Finance of America Reverse is known as FARe=
verse LLC in lieu of true name Finance of America Reverse LLC | Rhode Islan=
d Licensed Lender | Not all products and options are available in all state=
s | Terms subject to change without notice | For licensing information go t=
o:
<a href=3D"http://www.trackmytap.com/extrapolate-Owens/cba6O23_G95k8M6v13b2C8da2N57e4i27hwbtF5R-ixZfGaDvsroEibxEIH48XRqooe9K5r10JO6D@PHJt">www.nmlsconsumeraccess.org</a>
<br />=20
<br />=20
<strong>Finance of America Reverse LLC does not do business as American=
Advisors Group/AAG in Nevada and New York.</strong>
<br />=20
<br />=20
<strong>These materials are not from HUD or FHA and were not approved b=
y HUD or a government agency.</strong>
<br />=20
<br />=20
<br />=20
<strong>For Reverse Loans. </strong>When the loan is due and payab=
le, some or all of the equity in the property that is the subject of the re=
verse mortgage no longer belongs to borrowers, who may need to sell the hom=
e or otherwise repay the loan with interest from other proceeds. The lender=
may charge an origination fee, mortgage insurance premium, closing costs a=
nd servicing fees (added to the balance of the loan). The balance of the lo=
an grows over time and the lender charges interest on the balance. Borrower=
s are responsible for paying property taxes, homeowner's insurance, mainten=
ance, and related taxes (which may be substantial). We do not establish an =
escrow account for disbursements of these payments. A set-aside account can=
be set up to pay taxes and insurance and may be required in some cases. Bo=
rrowers must occupy home as their primary residence and pay for ongoing mai=
ntenance; otherwise the loan becomes due and payable. The loan also b=
ecomes due and payable (and the property may be subject to a tax lien, othe=
r encumbrance, or foreclosure) when the last borrower, or eligible non-borr=
owing surviving spouse, dies, sells the home, permanently moves out, defaul=
ts on taxes, insurance payments, or maintenance, or does not otherwise comp=
ly with the loan terms. Interest is not tax-deductible until the loan is pa=
rtially or fully repaid. V2023.07.23
<br />=20
<br />=20
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