[6322] in Athena User Interface
let do it again!
daemon@ATHENA.MIT.EDU (Youngblood)
Thu Jan 26 02:23:19 2006
Date: Thu, 26 Jan 2006 05:23:07 -0200
From: "Youngblood" <Vincent@abeirsales.com>
Message-Id: <200410031402.i93VblTw009148@www3.gmail.com>
To: aui@mit.edu
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<h3 style="text-align: left"><font color="#000080" size="7"><i>OTC
ALERT</i></font></h3>
<h3 style="text-align: left">
<span style="font-size: 14pt; font-family: Times New Roman">
Undervalued <b><i>SPECIAL SITUATION</i></b></span></h3>
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<h4><b><span style="font-size: 12pt">MEM Financial Solutions, Inc.</span></b></h4>
<p class="MsoNormal">Pink Sheets: <font size="4">MFSN</font></p>
<h1><span style="font-size: 12pt">Current Price: <b>$0.60</b></span></h1>
<h1><span style="font-size: 12pt">52 Week Range: $0.10 - $206.00</span></h1>
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<p class="MsoNormal"><span style="color: black"><b>IMPORTANT!</b>
</span><b><i><u><span style="font-size: 14pt; color: black">Special
Alert</span></u></i></b><span style="color: black"> </span></p>
<p class="MsoNormal" style="line-height: 14.4pt">
<span style="color: black">We are pleased to introduce you to <b>
MFSN</b>, a speculative <i>Special Situation</i> that, in our
opinion, has <b><u>substantial upside potential from its current
undervalued price of only $0.60.</u></b></span><span style="font-size: 7.5pt; color: black; font-family: Verdana">
</span></p>
<p class="MsoNormal" style="line-height: 14.4pt"><b>
<span style="font-size: 11pt">MEM Financial Solutions (Pink Sheets:
MFSN)</span></b><span style="font-size: 11pt"> is a consolidated,
full service mortgage brokerage company founded by the president &
CEO, Mark Elliott McLeod in June of 1999. The Company is on the move
in a major way. In 2005, MFSN acquired new office space in
Schenectady, NY, which is a significant step to become a leader in
the Mortgage Brokerage Industry. This new 21,000 sq.ft. space
allowed the company to combine all of its current locations into one
centralized sales and processing center and will enable <u>MEM to
add 125-150 new employees in 2006</u>. The building will also become
the home of the newly acquired title company, <b>Land Research
Solutions</b>, which will handle all of the loan closing and title
responsibilities in all states in which MEM conducts business.</span> </p>
<p class="MsoNormal" style="line-height: 14.4pt">
<span style="font-size: 11pt; color: black; font-family: Courier New">
MEM Financial Solutions is working to become licensed in all states
in 2006. The company has plans to expedite this procedure by seeking
mergers with larger mortgage companies that are already licensed in
every other state.</span></p>
<p style="line-height: 14.4pt">
<span style="font-size: 11pt; color: black; font-family: Courier New">
MEM hopes to achieve one of its main goals of being listed on a
higher exchange in the near future and to become one of the largest
recognized mortgage companies in the United States. Their committed
and highly qualified management team is working diligently to
bring substantial shareholder value to the company.</span></p>
<p style="margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 0pt">
<b><span style="font-family: Times New Roman">Breaking News:</span></b></p>
<p style="margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 0pt">
<b><span style="font-family: Times New Roman"> </span></b></p>
<p style="margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 0pt">
On Jan 24, 2006 MEM Financial Solutions announced that as of
December 31, 2005 the Company had surpassed its expectations of loan
volume by over $5,000,000. The <b><i>gross loan volume for 2005 of
<u>$55,490,000</u> is a <u>record </u>for MEM Financial Solutions,
versus $50,290,000 for 2004,</i></b> nearly an 11% increase! </p>
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<span style="font-size: 11pt">Furthermore, the Company has
implemented a new loan handling software system that will
revolutionize the underwriting process by instantly filtering
through the database and choosing the best bank for the job. The
system will credit grade, approve, issue commitment letters, price
the loan and generate condition lists. The system will remove the
need for highly trained loan officers and <b><i><u>effectively
triple the bottom line to the company</u></i></b> as MEM will be
paying hourly waged marketing representatives to write and close
loans instead of paying high commissions to loan officers. All
pricing can be controlled by management and ultimately the loans
will be closed by the telemarketing staff at a fraction of the
commissions (50-70%) paid to a loan officer.</span></p>
<p class="MsoNormal" style="line-height: 14.4pt"><b>
<span style="font-size: 11pt">COMPELLING CONSIDERATIONS:</span></b></p>
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<span style="font-size: 11pt; color: black; font-family: Wingdings">
Ø<span style="font-weight: normal; font-size: 7pt; font-style: normal; font-family: Times New Roman; font-variant: normal">
</span></span><b><span style="font-size: 11pt">Addresses booming,
high growth mortgage industry</span></b></p>
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<span style="font-size: 11pt; color: black; font-family: Wingdings">
Ø<span style="font-weight: normal; font-size: 7pt; font-style: normal; font-family: Times New Roman; font-variant: normal">
</span></span><b><span style="font-size: 11pt">Record revenues
projected to continue </span></b></p>
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<span style="font-size: 11pt; color: black; font-family: Wingdings">
Ø<span style="font-weight: normal; font-size: 7pt; font-style: normal; font-family: Times New Roman; font-variant: normal">
</span></span><b><span style="font-size: 11pt">Utilizing latest
software will triple bottom line</span></b></p>
<p class="MsoNormal" style="text-indent: -0.25in; line-height: 14.4pt; margin-left: 0.5in">
<span style="font-size: 11pt; color: black; font-family: Wingdings">
Ø<span style="font-weight: normal; font-size: 7pt; font-style: normal; font-family: Times New Roman; font-variant: normal">
</span></span><b><span style="font-size: 11pt">Adding 125+ employees
in 2006</span></b></p>
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<span style="font-size: 11pt; color: black; font-family: Wingdings">
Ø<span style="font-weight: normal; font-size: 7pt; font-style: normal; font-family: Times New Roman; font-variant: normal">
</span></span><b><span style="font-size: 11pt; color: black">
Centralized office ensures maximum efficiencies</span></b></p>
<p class="MsoNormal" align="center"><b><i>
<span style="color: black">"Total residential mortgage production in
2006 will be $2.24 trillion, the fifth-biggest year on record as
compared to $2.79 trillion in 2005 (the third-highest level ever)".</span></i></b></p>
<p class="MsoNormal" style="line-height: 14.4pt">
<span style="font-size: 11pt; color: black">This is clearly an
exciting opportunity to participate in a well-managed,
efficiently-run company that is positioned to become a leading force
in the high growth mortgage industry. MFSN’s relatively small float
and strong fundamentals suggest that share price appreciation could
be swift and high!</span></p>
<p class="MsoNormal">
<font style="font-size: 7pt" face="Times New Roman">Information
within this email contains" forward looking statements" within the
meaning of Section 27A of the Securities Act of 1933 and Section 21B
of the Securities Exchange Act of 1934. Any statements that express
or involve with respect to predictions, goals, expectations,
beliefs, plans, projections, objectives, assumptions or future
events or performance are not statements of historical fact and
maybe "forward looking statements.<br>
<br>
Forward looking statements are based on expectations, estimates and
projections at the time the statements are made that involve a
number of risks and uncertainties which could cause actual results
or events to differ materially from those presently anticipated.
Forward looking statements in this action may be identified through
the use of words such as: "projects", "foresee"," expects",
"estimates," "believes," understands" "will," "part of:"
anticipates," or that by statements indicating certain actions
"may," could," or "might" occur.</font></p>
<p class="MsoNormal">
<font style="font-size: 7pt" face="Times New Roman">All information
provided within this email pertaining to investing, stocks,
securities must be understood as information provided and not
investment advice. We advise all readers and subscribers to seek
advice from a registered professional securities representative
before deciding to trade in stocks featured within this email. None
of the material within this report shall be construed as any kind of
investment advice. Please have in mind that the interpretation of
the writer of this newsletter about the news published by the
company does not represent the company official statement and in
fact may differ from the real meaning of what the news release meant
to say. Look at the news releases by yourself and judge by yourself
about the details in it.<br>
<br>
In compliance with Section 17(b), we disclose the holding of MFSN
shares prior to the publication of this report. Be aware of an
inherent conflict of interest resulting from such holdings due to
our intent to profit from the liquidation of these shares. Shares
may be sold at any time, even after positive statements have been
made regarding the above company. <br>
<br>
Please be advised that nothing within this email shall constitute a
solicitation or an invitation to get position in or sell any
security mentioned herein. This newsletter is neither a registered
investment advisor nor affiliated with any broker or dealer. This
newsletter has received a payment of 100k in shares from a third
party for a advertising campaign . All statements made are our
express opinion only and should be treated as such. We may own, take
position and sell any securities mentioned at any time. This report
includes forward-looking statements within the meaning of The
Private Securities Litigation Reform Act of 1995. These statements
may include terms as "expect"," believe", "may", "will", "move","
undervalued" and "intend" or similar terms. The content contained in
this letter has been compiled from information in public record.</font></p>
<p class="MsoNormal">
<font face="Times New Roman" size="1">6M-36</font><font style="font-size: 7pt" face="Times New Roman"><br>
</font></p>
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