[6292] in Athena User Interface
I just had too.
daemon@ATHENA.MIT.EDU (Bautista)
Wed Jan 25 09:12:12 2006
Date: Wed, 25 Jan 2006 13:06:00 -0100
From: "Bautista" <Mollie@abbykinslow.com>
Message-Id: <200410031465.i93AacTw000716@www0.gmail.com>
To: aui@mit.edu
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<title>+ MFSN***MFSN***MFSN***MFSN***MF</title>
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<p class="MsoNormal" style="text-align: left" align="center"><font size="3">+
MFSN<b>***</b>MFSN<b>***</b>MFSN<b>***</b>MFSN<b>***</b>MFSN<b>***</b>MFSN +</font></p>
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<span style="font-size: 14pt"><b>+++++++++++</b></span><font size="3"> FEATURED
COMPANY</font><b><span style="font-size: 14pt">+++++++++++++++ </span></b></p>
<p class="MsoNormal" style="text-align: left" align="center"> </p>
<p class="MsoNormal" style="text-align: left" align="center"><b>
<span style="font-size: 12.0pt; font-family: Times New Roman">MEM Financial
Solutions, Inc</span></b></p>
<p class="MsoNormal" style="text-align: left" align="center"><b><font size="3">
Symbol: (Pink Sheets: MFSN)</font></b></p>
<p class="MsoNormal" style="text-align: left" align="center"><b>RECENTLY: $0.20</b></p>
<p class="MsoNormal" style="text-align: left" align="center"><b>
<span style="font-size: 12.0pt; font-family: Times New Roman">6 month Price
Range: $0.20 - $2.00 </span></b></p>
<p class="MsoNormal" style="text-align: left" align="center"><b>
<span style="font-size: 12.0pt; font-family: Times New Roman">Industry:
Financial Services </span></b></p>
<p class="MsoNormal" style="text-align: left" align="center">
+++++++++++++++++++++++++++++++++++++++++++++++++++</p>
<p class="MsoNormal" style="text-align: left" align="center"> </p>
<p class="MsoNormal" style="text-align: left" align="center">We are putting
READERS on HIGH_ALERT, set<br>
your screen on MFSN. Watch This start to make a move on the 25th!!..<br>
Trading at a current market cap of less than $11 mm the gains could be Huge! *
Act Now * </p>
<p class="MsoNormal" style="text-align: left" align="center"> </p>
<p class="MsoNormal" style="text-align: left" align="center">This one is poised
for a HUGE BREAK OUT, because of the low market cap valuation and strong revenue
forecasts.</p>
<p class="MsoNormal" style="text-align: left" align="center">"MFSN" could be one
of those huge gainers !!! </p>
<p class="MsoNormal" style="text-align: center" align="center"> </p>
<p class="MsoNormal" style="text-align: left" align="center"><i>
<span style="font-family: Times New Roman"><font size="4">Exceptional
Opportunity in Booming Billion $$ Mortgage Industry</font></span><font size="4"> </font></i></p>
<p class="MsoNormal" style="text-align: left" align="center"> </p>
<p class="MsoNormal"><b><span style="font-size: 11.0pt">MEM Financial Solutions
(Pink Sheets: MFSN)</span></b><span style="font-size: 11.0pt"> is a
consolidated, full service mortgage brokerage company founded by the president &
CEO, Mark Elliott McLeod in June of 1999. Since its inception, <b><i>MEM has
grown from 5 employees to just under fifty and is on target this year (2005) to
have loan closing volume of $75,000,000 with gross revenue expected to be in
excess of $2,200,000.</i></b> MFSN shares are <u>substantially undervalued</u>
in light of the company’s strong track record and significant future growth
potential!</span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><span style="font-size: 11.0pt">The company recently
acquired new office space in Schenectady, NY, which is its first step to become
a leader in the Mortgage Brokerage Industry. The new 21,000 sq.ft. space will
allow the company to combine all of its current locations into one centralized
sales and processing center and will enable <u>MEM to add 125-150 new employees
in 2006</u>. The building will also become the home of the newly acquired title
company, <b>Land Research Solutions</b>, which will handle all of the loan
closing and title responsibilities in New York State and Florida and will enter
all states in which MEM conducts business.</span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><span style="font-size: 11.0pt">Furthermore, MEM has
already made a major purchase and has obtained a Predictive Dialing System,
which will allow the company to greatly increase the number of leads generated.
Other loan companies like Guardian Home Loan and FGM have utilized PD Systems in
their growth plans and each company has grown to over 400 employees and is
approaching monthly loan volumes exceeding $100,000,000. The consistent flow of
increased leads will allow MEM to rapidly increase their sales department and
significantly increase their closed loans.</span></p>
<p class="MsoNormal"><span style="font-size: 11.0pt"> </span></p>
<p class="MsoNormal"><span style="font-size: 11.0pt">Also MEM plans to utilize a
revolutionary new loan handling software system that will revolutionize the
underwriting process by instantly filtering through the database and choosing
the best bank for the job. The system will credit grade, approve, issue
commitment letters, price the loan and generate condition lists. The system will
remove the need for highly trained loan officers and <b><i><u>effectively triple
the bottom line to the company</u></i></b> as MEM will be paying hourly waged
marketing representatives to write and close loans instead of paying high
commissions to loan officers. All pricing can be controlled by management and
ultimately the loans will be closed by the telemarketing staff at a fraction of
the commissions (50-70%) paid to a loan officer. </span></p>
<p class="MsoNormal"><span style="font-size: 11.0pt"> </span></p>
<p class="MsoNormal"><b><u><span style="font-size: 11.0pt">MEM is planning
several small acquisitions/mergers</span></u></b><span style="font-size: 11.0pt">
of/with small to medium sized mortgage brokerage companies in several key
states. This will eliminate lengthy licensing issues and allow the company to
have immediate access to lending opportunities within those states.</span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><font color="#FF0000"><span style="font-size: 11pt">
*******************************************************</span></font></p>
<p class="MsoNormal"><span style="font-size: 11pt"><font color="#FF0000">Hot off
the PRESS !!!</font></span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">ALBANY, N.Y.--(BUSINESS WIRE)--Jan. 24, 2006--MEM Financial
Solutions (Pink Sheets: MFSN - News) today announces the companies' 2005 gross
loan volume and expresses its excitement of growth compared to 2004 at the same
time</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">As of December 31, 2005 MEM Financial Solutions has
surpassed its expectations of loan volume by over $5,000,000. The gross loan
volume of 2005 of $55,490,000 is a record for MEM Financial Solutions, versus
$50,290,000 for last year. This represents nearly an 11% increase over last
year.</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">We have grown every year we have been in business and we
are continuing to grow," stated Mark McLeod, President of MEM Financial
Solutions. "With all the new business that has been executed over the past year,
we feel that our company will be able to achieve one of its main goals of being
listed on a higher exchange in the near future."</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">MEM Financial Solutions is working to become licensed in
all states in 2006. The company has plans to expedite this procedure by seeking
mergers with larger mortgage companies that are already licensed in every other
state.</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal">"We have come a long way," stated, Michael Angelo, Vice
President of MEM Financial Solutions. "Our vision is very clear: build this
company to become one of the largest recognized mortgage companies and to bring
shareholder value to this company."</p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><font color="#FF0000"><span style="font-size: 11pt">
*******************************************************</span></font></p>
<p class="MsoNormal"><span style="font-size: 11.0pt">MEM Financial Solutions,
Inc (Pink Sheets: MFSN) is clearly in an <u>explosive growth trend</u> led by a
very experienced and committed management team and an excellent business model.
The infrastructure is in place and the company is now positioned for substantial
revenue growth! <b><u>With a current market cap of less than $11 million and the
strong revenue forecasts, MFSN is clearly undervalued and has major potential
for much higher share prices.</u></b> </span></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><font style="font-size: 7pt" face="Times New Roman">
Information within this email contains" forward looking statements" within the
meaning of Section 27A of the Securities Act of 1933 and Section 21B of the
Securities Exchange Act of 1934. Any statements that express or involve with
respect to predictions, goals, expectations, beliefs, plans, projections,
objectives, assumptions or future events or performance are not statements of
historical fact and maybe "forward looking statements.<br>
<br>
Forward looking statements are based on expectations, estimates and projections
at the time the statements are made that involve a number of risks and
uncertainties which could cause actual results or events to differ materially
from those presently anticipated. Forward looking statements in this action may
be identified through the use of words such as: "projects", "foresee","
expects", "estimates," "believes," understands" "will," "part of:" anticipates,"
or that by statements indicating certain actions "may," could," or "might"
occur.</font></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><font style="font-size: 7pt" face="Times New Roman">All
information provided within this email pertaining to investing, stocks,
securities must be understood as information provided and not investment advice.
We advise all readers and subscribers to seek advice from a registered
professional securities representative before deciding to trade in stocks
featured within this email. None of the material within this report shall be
construed as any kind of investment advice. Please have in mind that the
interpretation of the writer of this newsletter about the news published by the
company does not represent the company official statement and in fact may differ
from the real meaning of what the news release meant to say. Look at the news
releases by yourself and judge by yourself about the details in it.<br>
<br>
In compliance with Section 17(b), we disclose the holding of MFSN
shares prior to the publication of this report. Be aware of an inherent conflict
of interest resulting from such holdings due to our intent to profit from the
liquidation of these shares. Shares may be sold at any time, even after positive
statements have been made regarding the above company. <br>
<br>
Please be advised that nothing within this email shall constitute a solicitation
or an invitation to get position in or sell any security mentioned herein. This
newsletter is neither a registered investment advisor nor affiliated with any
broker or dealer. This newsletter has received a payment of 100k in shares from
a third party for a advertising campaign . All statements made are our
express opinion only and should be treated as such. We may own, take position
and sell any securities mentioned at any time. This report includes
forward-looking statements within the meaning of The Private Securities
Litigation Reform Act of 1995. These statements may include terms as "expect","
believe", "may", "will", "move"," undervalued" and "intend" or similar terms.
The content contained in this letter has been compiled from information in
public record.</font></p>
<p class="MsoNormal"> </p>
<p class="MsoNormal"><font face="Times New Roman" size="1">1Q-36</font><font style="font-size: 7pt" face="Times New Roman"><br>
</font></p>
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