[97240] in Discussion of MIT-community interests
Alert: Someone may have just-run a background-search on you.
daemon@ATHENA.MIT.EDU (PublicRecords)
Mon Apr 17 16:02:39 2017
Date: Mon, 17 Apr 2017 15:47:31 -0400
From: PublicRecords <publicrecords@onlinesearchreportupdates.top>
To: <mit-talk-mtg@charon.mit.edu>
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April 17th, 2017.=20
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Skgh-d73 Background-Alert Services.=20
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Dear mit-talk-mtg@charon.mit.edu,
Do you know how easily someone can access your background-report simply
by searching your information-online?
With a simple-search, they can access Arrest-Records/Criminal-History,
Marriage Records, Bankruptcies and alot more.=20
Any negative-entries could even keep you from getting a new job.=20
Go here to find-out more about this background-search: http://www.onlinesearchreportupdates.top/7cd4M2385HJz869c314Mzc3C28Wibx-xDhg-ixZfGaDvsrEibxEIH46m@1xjv/Hildebrand-frightfully
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If you're job hunting, you expect hiring managers to check your resume. Bu=
t you shouldn't be surprised if potential employers delve into another aspe=
ct of your personal life =C3=A2=E2=82=AC=E2=80=9D your financial history =
=C3=A2=E2=82=AC=E2=80=9D and turn you down if they don't like what they see=
That's why job seekers should know their rights when companies start to =
scrutinize their 546492 reports and be ready to deal with unflatteri=
ng information that could sink an application. According to a 2012 survey =
by the Society of Human Resource Management, nearly half of employers condu=
ct 264333 checks as part of background hiring investigations. To be=
sure, 408013 history is not the be-all and end-all of hiring. In f=
act, according to the survey, nearly all of the organizations that conduct =
206460 background checks reported hiring a job candidate whose =
021168 report contained information that "reflected negatively on his or =
her financial situation. " The survey also found that 357838 checks =
are typically used at the end of the hiring process, with 91% being conduct=
ed "after a contingent job offer or job interview" and just 2% initiated be=
fore an interview occurs. Two of every three employers say they gave candi=
dates an opportunity to explain their 831609 histories before making=
a hiring decision. Nonetheless, 681375 checks remain a component o=
f hiring, especially for positions with significant financial responsibilit=
ies. According to the Society of Human Resource Management, your =
823564 is most likely to be checked if you're seeking: A job that involves ha=
ndling cash, banking or accounting. A position that provides access to con=
fidential employee information. A senior executive role that carries lots =
of decision-making responsibility.=20
=20
731456 checks as a barrier to employment Despite these specific circ=
umstances, 410439 background checks remain a potentially substantial=
barrier to employment. According to a 2012 survey by the New York researc=
h group Demos, 1 in 4 unemployed Americans said a potential employer reques=
ted their 627843 report during the application process, and 1 in 10 =
said they were not hired because of information in their 239016 hist=
ory. It's not clear why employers do this, Demos points out, because "ther=
e is no proven link between personal 770669 reports and criminal beh=
avior or performance of a specific job. " Its research quotes a spokesperso=
n for TransUnion who said in 2010: "We don't have any research to show any =
statistical correlation between what's in somebody's 289074 report a=
nd their job performance or their likelihood to commit fraud. " That's why =
many states have been pushing back on the practice. According to ClearPoin=
t 729335 Counseling Solutions and other sources, 11 states (Californ=
ia, Colorado, Connecticut, Delaware Hawaii, Illinois, Maryland, Nevada, Ore=
gon, Vermont and Washington) have passed legislation restricting the use of=
227464 checks in making hiring decisions. Efforts were afoot in se=
veral major cities to do the same. In April 2015, for instance, the New Yo=
rk City Council overwhelmingly voted to outlaw the use of "an individual's =
consumer 769725 history in making employment decisions. "
Some exceptions were written into the law, including the use of =
889809 checks for jobs that entail financial agreements valued at $10,000 or mo=
re, or positions involving trade secrets, but supporters of the legislation=
were nonetheless pleased with its contents. "With this law, NYC is removi=
ng an unjustified and discriminatory barrier to jobs, which disproportional=
ly harms New Yorkers of color," wrote the New Economy Project, an advocacy =
organization that helped spearhead the passage of this legislation. "The n=
ew law not only represents an important civil rights victory but is also th=
e strongest law of its kind in the country . . . using 985749 infor=
mation to make hiring and firing decisions leads to racial exclusion, unjus=
tly blocks employment opportunity and raises major privacy concerns. Plus,=
024366 reports are notoriously riddled with errors. " If you have b=
ad 121905 and are looking for a job, consider these ways to minimize=
the impact it could have on your employment prospects: 1. Know your right=
s. Employers must tell you if 253367 histories will be used to eval=
uate job candidates and get written permission to pull your reports. While=
you have every right to reject that request, the company can use that refu=
sal to reject your application.=20
And by the way, section 525(b) of the U. S. Bankruptcy Code prohibits empl=
oyers from refusing to hire someone because he or she is bankrupt. 2. Kno=
w your history. You're entitled to one free 791848 report per year =
from each of the major 783472-reporting agencies. So before you sta=
rt the job search, visit Annual677950Report. com and request your Ex=
perian, Equifax and TransUnion files. Read them thoroughly and correct any=
errors before those 573365 histories get in the hands of a potentia=
l employer. Errors do occur. According to a 2012 study by the Federal Tra=
de Commission, 1 in 5 American consumers found an error that negatively imp=
acted their 363003 history on a 534588 report from one of thr=
ee major 376980-reporting companies. 3. Get it in writing. If an =
employer is disinclined to hire you because of something in your =
856500 history, he or she must provide a copy of the report and a "Summary of =
Rights" that explains how to contact the company that provided the report. =
You are also entitled to a notice that explains your right to dispute the =
"accuracy or completeness of any information in your report. " 4. Go on th=
e offensive. If you've encountered recent financial difficulties, consider=
letting an employer know this before the firm pulls your 407667 report. F=
or instance, if you've been a victim of identity theft or your spouse recen=
tly lost a job, be up front about this and explain how you're working to re=
pair any damage that was done. Employers will most likely admire your hone=
sty and forthrightness.=20
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