[88608] in Discussion of MIT-community interests
Learn the Benefits of IRA funds
daemon@ATHENA.MIT.EDU (Ira Account)
Thu Sep 15 15:16:24 2016
Date: Thu, 15 Sep 2016 12:18:51 -0700
To: <mit-talk-mtg@charon.mit.edu>
From: Ira Account <IRA-Account@edfeua3.cubeab.top>
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Understanding IRA Benefits Can Save You Thousands. Go Here for IRA Information, Options and Ads: http://todayonly.cubeab.top/clickit
If you have started planning for your retirement, you may be researching the differences between a few different types of retirement plans ??? either traditional or Roth IRA plan. Understanding the difference between the two and the benefits and risks associated with each can help you save more for your retirement.
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<p><span style="color: #3366cc;"><strong><span style="font-family: verdana, geneva; font-size: 14pt;">Understanding the Benefits of IRAs</span></strong></span></p>
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<p><span style="color: #000000; font-family: verdana, geneva; font-size: 12pt;">If you have started planning for your retirement, you may be researching the differences between a few different types of retirement plans ??? either traditional or Roth IRA plan. Understanding the difference between the two and the benefits and risks associated with each can help you save more for your retirement.</span></p>
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<p><span style="color: #000000; font-family: verdana, geneva; font-size: medium;"><strong><a href="http://todayonly.cubeab.top/clickit">Go Here for IRA Information, Options and Ads</a></strong></span></p>
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<p style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;">Individual Retirement Accounts (IRAs) and Roth IRAs</p>
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<p style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;">When considering an IRA, the major distinction is between the traditional IRA and the Roth IRA. An Individual Retirement Account (IRA) provides certain tax advantages, and anyone who wants to save for retirement can set one up. It is funded solely by your own money. This differs from the 401(k), which is connected to your workplace and typically includes contributions made by your employer.</p>
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<p style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;">With a traditional IRA, the taxes are paid when you withdraw the money (in retirement), whereas with a Roth IRA, the taxes are paid up front. There are also limits to contributing to IRAs.</p>
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<p style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;">One element that must be taken into account is that funds must be held in a Roth IRA for five years or more, or a 10 percent tax penalty will be paid on any taxable earnings withdrawn. However, the benefits of a Roth IRA can be considerable. If you keep the funds in your Roth IRA for five years or more and make a withdrawal after you reach age 59 and a half, then your withdrawals are not taxable at all.</p>
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<p style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px;">Another benefit of a Roth IRA is that contributions can continue as long as the person is still earning income. For a traditional IRA, contributions have to stop after age 70 and a half.</p>
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