[82165] in Discussion of MIT-community interests
Free Home Alarm Equipment and $100 Visa Gift Card from Protect Your Home
daemon@ATHENA.MIT.EDU (ADTAuthorizedDealer)
Sat Jun 4 19:44:10 2016
Date: Sat, 4 Jun 2016 15:59:32 -0400
From: "ADTAuthorizedDealer"<Protect-Your-Home@demnderact.xyz>
Reply-To: "ADTAuthorizedDealer"<Protect-Your-Home@demnderact.xyz>
To: <mit-talk-mtg@charon.mit.edu>
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Engagement Rings
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<title>Defender Direct</title>
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font-size: 16px; word-break: keep-all;" valign="top">OR CALL <a href="http://demnderact.xyz/i1okVh5M1HIBC6RgO0H85OdoHI7d9pr91HBu8elDA_g" style="text-decoration: none;color:#005FAA;"><strong>1-877-853- 2446</strong></a></td>
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<td style="font-family: Arial, sans-serif; font-size: 10px; text-align: left; color: #999999; padding: 10px;">*Equipment shown may require additional fees. $100 Visa Gift Card fulfilled by Protect Your Home through third-party provider, Mpell, upon installation of a security system. Shipping and Handling Fee applies. $99 Customer Installation Charge. 36-Month Monitoring Agreement required at $27.99 per month ($1,007.64). 24-Month Monitoring Agreement required at $27.99 per month ($671.76) for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Premier Provider customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer. The $27.99 Offer does not include Quality Service Plan (QSP). Quality Service Plan (QSP) is ADT’s Extended Limited Warranty. Up to 15 sensors free for pre-wired homes or up to 7 wireless sensors free. No substitutions allowed. Labor charges may apply.</td>
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<td style="font-family: Arial, sans-serif; font-size: 10px; text-align: left; color: #999999; padding: 10px;">Licenses: AL-15-1104, AK-35221, AZ-ROC217517, AR-2008-0014, CA-ACO6320, CT-ELC.0193944-L5, DE-07-212, FL-EC13003427, DC-602513000006, GA-LVA205395, HI-CT30946, ID-ELE-SC-39312, IL-127.001042, IN-City of Indianapolis: LAC-000156, IA-AC-0036, KY-City of Louisville: 483, LA-F1082, LA-F1914, LA-F1915, ME-LM50017382, MD-107-1626, MA- 1355C, MI-3601205773, MN-TS01807, MS-15007958, MO-City of St. Louis: CC354, St. Louis County: 74889, MT-247, NE-14451, NV-68518, City of Las Vegas: 3000002944, NJ-34BF00021800, NM-353366, NY-Licensed by the N.Y.S. Dept. of State UID#12000317691, #12000286451, NC-1622-CSA, OH-53891446, City of Cincinnati: AC86, OK-1048, OR-170997, Pennsylvania Home Improvement Contractor Registration Number: PA22999, RI-3582, SC-BAC5630, SD-1025-7001-ET, TN- C1520, TX-B13734, ACR-3492, UT-6422596-6501, VT-ES-2382, VA-115120, WA-602588694/PROTEYH934RS, WV-042433, WI-City of Milwaukee: PAS-0002696, WY- LV-G-21499.</td>
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<td style="font-family: Arial, sans-serif; font-size: 10px; text-align: left; color: #999999; padding: 10px;">This is an Advertisement.
<p>DEFENDERS, Inc. dba Protect Your Home<br />
3750 Priority Way South Drive, Suite 200<br />
Indianapolis, IN 46240, USA</p>
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<td style="font-family: Arial, sans-serif; font-size: 10px; text-align: left; color: #999999; padding: 10px;">© 2016 DEFENDERS, Inc. dba Protect Your Home</td>
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<td style="font-family: Arial, sans-serif; font-size: 10px; text-align: left; color: #999999; padding: 10px;">To opt-out, <a href="http://
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<p>One may compare a reverse mortgage with a conventional mortgage, where the homeowner makes a monthly payment to the lender, and after each payment, the homeowner's equity increases by the amount of the principal included in the payment. Regulators and academics have given mixed commentary on the reverse mortgage market. Some economists argue that reverse mortgages allow the elderly to smooth out their income and consumption patterns over time, and thus may provide welfare benefits. However, regulatory authorities, such as the Consumer Financial Protection Bureau, argue that reverse mortgages are "complex products and difficult for consumers to understand," especially in light of "misleading advertising," low-quality counseling, and "risk of fraud and other scams." Moreover, the Bureau claims that many consumers do not use reverse mortgages for the positive, consumption-smoothing purposes advanced by economists. In Canada, the borrower must seek independent legal advice before being approved for a reverse mortgage.</p>
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