[81919] in Discussion of MIT-community interests
Never Pay For Covered Home Repairs Again in 2016!
daemon@ATHENA.MIT.EDU (The-CHOICE-Home-Warranty)
Thu Jun 2 15:47:24 2016
Date: Thu, 2 Jun 2016 15:13:21 -0400
From: "The-CHOICE-Home-Warranty" <The_CHOICE_Home_Warranty@prrotectpxrr.xyz>
Reply-To: "The-CHOICE-Home-Warranty" <The_CHOICE_Home_Warranty@prrotectpxrr.xyz>
To: <mit-talk-mtg@charon.mit.edu>
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Never Pay For Covered Home Repairs Again in 2016!
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In the US, the term home warranty refers to the warranty <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>and insurance provided with new build homes by the likes of NHBC and GHW. Usually lasting for 10 years, the new home warranty and insurance protects the first or subseq <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>uent purchasers of the new build home against damage caused by structural defects that might arise as a consequence of poor workmanship during the build process. <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div> NHBC has about 80% market share in the US of the new homes warranty market. Only builders registered with NHBC can offer their warranty product and NHBC checks the bu <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>ild quality of new homes offered with their warranty at key stages during the construction process. In the USA, home warranty is a contractual agreement provided to <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div> an owner of a house by any of a number of different types of entities such as home builders, risk management groups, or others. The home warranty industry was founded <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>in 1971 by American Home Shield. In the strictest legal sense a warranty of any kind within the United States must adhere to guidelines set at the states' and f <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>ederal government's levels. However, the words "home warranty" are not always used explicitly to mean a legal warranty is being conveyed. In many cases, at least in the <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div> United States, a home warranty is not a warranty at all, but rather a home service contract that covers the repair and/or replacement costs of home appliances, major systems such as heating and cooling, and possibly other components of a home, structural or otherwise. The home service contract generally covers home systems such <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>as the home’s plumbing or electrical, and appliances like dishwashers that fail from old age/normal wear and tear. Coverage varies significantly across home warranty <div style="margin-left: 600px;"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></div>companies. Home warranty contracts do not cover all home repairs.
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<h1 style="font-size:28px;padding:0px 0px 10px 20px;display:block;border-bottom:1px solid #e4e4e4;color:#dd0200"><a href="http://prrotectpxrr.xyz/boGvyDB3AXx6me78Soy8Hlb1akol6-pN4yf-eHrL" style="text-decoration:none" target="_blank"><b style="font-size:31px;color:#9500FF">Never Pay For Covered Home Repairs Again in 2016!</b></a></h1>
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<a href="http://prrotectpxrr.xyz/ygGasQtpjAlqvd8QluBLshfmkJeGpads_MqwGsKWOPY"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></a>ISpecific rules for reverse mortgage transactions vary depending on the laws of the jurisdiction. For example, in Canada, the loan balance cannot exceed the fair market value of the home by law.<img height="1" src="http://www.prrotectpxrr.xyz/z1NljVaAng85yE8SG1-jmQiVAKuEPnlXCOnvGacFnlc" width="1" /><br />
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One may compare a reverse mortga<img height="1" src="http://www.prrotectpxrr.xyz/z1NljVaAng85yE8SG1-jmQiVAKuEPnlXCOnvGacFnlc" width="1" />ge with a conventional mortgage, where the homeowner makes a monthly payment to the lender, and after each payment, the homeowner's equity increases by the amount of the principal included in the payment.warranty at key stages during the construction process.<img height="1" src="http://www.prrotectpxrr.xyz/z1NljVaAng85yE8SG1-jmQiVAKuEPnlXCOnvGacFnlc" width="1" /> In the USA, home warranty is a contractual agreement provided to an owner of a house by any of a number of different types of entities such as home builders, risk management groups, or others. The home warranty industry was founded in 1971 by American Home Shield. In the strictest legal sense a warranty of any kind within the United States must adhere to guidelines set at the states' and federal government's levels. However, the words "home warranty" are not always used explicitly to mean a legal warranty is being conveyed. In many cases, at least in the United States, a home warranty is not a warranty at all, but rather a home service contract that covers the repair and/or replacement costs of home appliances, major systems such as heating and cooling, and possibly other components of a home, structural or otherwise. The home service contract generally covers home systems such as the home’s plumbing or electrical, and appliances like dishwashers that fail from old age/normal wear and tear. Coverage varies significantly across home warranty companies. Home warranty contracts do not cover all home repairs.<a href="http://prrotectpxrr.xyz/ygGasQtpjAlqvd8QluBLshfmkJeGpads_MqwGsKWOPY"><img src="http://prrotectpxrr.xyz/a63b51e4e58d10944c.jpg" /></a> <img height="1" src="http://www.prrotectpxrr.xyz/z1NljVaAng85yE8SG1-jmQiVAKuEPnlXCOnvGacFnlc" width="1" />
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