[76601] in Discussion of MIT-community interests
Improve Your Smile Just In Time For Summer, Compare Dentures & Sponsored Offers
daemon@ATHENA.MIT.EDU (Implant Dentures)
Wed Apr 27 14:48:43 2016
Date: Wed, 27 Apr 2016 11:48:40 -0700
From: "Implant Dentures" <ImplantDentures@flirterit.download>
To: <mit-talk-mtg@charon.mit.edu>
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If you are not <u></u>able to observe<s></s> the C0MMERCIAL<b></b>.Advertisement <s></s>in this e-mail?<s></s> You'll want to<s></s> visit
<a href="http://www.flirterit.download/l/lt311QL34424XU972QG/959BN5974DD207285YL856E267578783U3637019306">here</a>
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<div class="MB390"><a target="" href="http://www.flirterit.download/l/lt311LJ34424VN972NB/959BK5974QJ207285FT856U267578783P3637019306" class="MB424">Improve Your Smile Just In Time For Summer, Compare Dentures & Sponsored Offers</a></div>
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<p> There are, however, plenty of factors to consider, and ensuring that healthcare will be provided in your new home must be on your priority list.
Having ended your ties to a job, you can finally venture into a new place. Selecting a country to retire might be more difficult than one expects.
It’s not just about the culture and language, although those are of course important factors. But how expensive the cost of living is where you’d like to be? What type of property can you afford? What activities are available that match your interests? And, perhaps most important of all - will healthcare services be provided for you as an expat?
Making sure that the place you move to has quality healthcare facilities is very important in the retirement stage of your life. The good news is, with retirement abroad becoming more common, easier and affordable than years before, healthcare insurance policies are evolving to cover individuals that decide to take this step.
When it comes to health standards, statutory care, and emergency treatment, details vary from country to country. There are major differences in waiting times, cost, and accessibility for expats. Individual private medical insurance (IPMI) policies can often be more advantageous to expats than local policies are, as many of the benefits within these policies have been tailored specifically to suit expatriates.
“At Cigna Global, we specialise in health insurance policies for expats, ensuring the very best of care will be available to you as and when you need it, anywhere in the world,” said Arjan Toor, Managing Director of Cigna Global. Cigna currently provides health insurance for customers in over 200 countries and territories, with a medical network of over 1 million hospitals and medical professionals worldwide.
“As with the purchase of any product, one size almost certainly does not fit all,” Arjan adds. “For that very reason, we’ve created a products suite that can be tailored exactly to the needs of you and your family.”
All Cigna Global policies are fully medically underwritten, with the aim of providing full clarity and transparency on the implications of medical conditions. Full cancer care is a standard benefit included with all Cigna Global Policies, which also come with high limits – such as up to $3,000,000 of care per period of cover (Platinum level policies), covering things like surgeon fees, consultation fees, medical fees and hospital accommodation.
Get a quote from Cigna for International Health Insurance
In addition, there are three levels of coverage to choose from, so expats can choose just the right fit – with options including outpatient care, medical evacuation, and vision and dental care.
“As specialists in expatriate healthcare, we know it’s vital to continue to monitor the needs of the globally mobile population to continue to improve our products for expats.”
Having taken the huge step in life to relocate to a new country, it’s important to secure peace of mind in as many aspects of your new life as possible; and ensuring that healthcare will be available for you and your family is a must.
Have you figured out how the healthcare system works in your chosen destination? How will you, as an expat, gain access to health services in your new home? Have you considered the possible language barrier? Do you know what to do in case of a medical emergency?
Understanding everything about your new home can be a daunting process, and deciphering the way in which a country’s national health system works is no exception.
As you leave your home country, you will realise you also leave certain comforts that were available to you as a national. But what will life be like now? What are the implications of being an expat in your new country? You better make sure – before you go.
Find out about Cigna expat healthcare
As a foreign national, you may not be entitled to any free or subsidised healthcare. In some cases you may need permanent residency before you can enter the system – and that could take years. It is therefore important to consider an expatriate health plan to provide for the healthcare needs of you and your family.
Individual private medical insurance (IPMI) policies can often be advantageous for expats, as opposed to local policies, as many of the benefits within these policies have been tailored specifically to suit expatriates.
Why go for international coverage?
Globally mobile citizens often require an international plan to cover them in a number of different countries. Some private plans offer coverage abroad, although for a limited time only. If you have private insurance in your home country, speak to your provider before your move; check if the plan will cover you in your new host country and for how long.
You may have travel insurance in place, but bear in mind these policies are designed for short stays and to cover only for a medical emergency. Depending on the length of your stay, you may want to ensure a more sufficient health plan with an international policy.
Read more about expat healthcare
Understanding your policy documentation and being able to talk to a customer service representative is vital when dealing with your health queries – another reason why many expats choose an international health insurance company, so that they are able to get support in English or another familiar language.
What to consider when purchasing a policy
Researching the implications for expatriates in your host country and understanding the local regulations will set a foundation for you to make an informed decision.
If you are eligible for subsidised healthcare, keep in mind that most public healthcare systems are not all-encompassing. It’s important to make sure there are no gaps in your coverage – a private policy may complement your basic cover and grant you complete access to the best healthcare services in the country.
If you are employed, find out if your employer provides coverage. If you are covered under a company’s health insurance plan, find out exactly what your insurance plan covers and if it is the right policy for your particular situation.
Get a quote from Cigna for International Health Insurance
When purchasing a private policy, try to choose a plan specifically tailored to your needs. Keep in mind these basic factors: Does the policy fit the specific needs of you and your family? How are pre-existing conditions handled? Are there age restrictions? Does it provide international coverage? What are the exclusions?
Benefits vary from supplier to supplier, but some include unlimited annual benefit limits, Inpatient care, day-patient care, cancer care, and maternity care.
Research, compare, and consider the costs. Be sure to ask your insurer the right questions before making a decision, and you will surely find the right policy for you and your family.</p>
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