[17879] in cryptography@c2.net mail archive
Re: mother's maiden names...
daemon@ATHENA.MIT.EDU (Ian Brown)
Thu Jul 14 11:19:00 2005
X-Original-To: cryptography@metzdowd.com
X-Original-To: cryptography@metzdowd.com
Date: Thu, 14 Jul 2005 15:02:32 +0100
From: Ian Brown <I.Brown@cs.ucl.ac.uk>
To: "Steven M. Bellovin" <smb@cs.columbia.edu>
Cc: "R.A. Hettinga" <rah@shipwright.com>,
"Perry E. Metzger" <perry@piermont.com>, cryptography@metzdowd.com
In-Reply-To: <20050714021021.F29E33BFEEA@berkshire.machshav.com>
Steven M. Bellovin wrote:
>>Cambridge Trust puts your picture on the back of your VISA card, for
>>instance. They have for more than a decade, maybe even two.
>
> One New York bank -- long since absorbed into some megabank -- did the
> same thing about 30 years ago. They gave up -- it was expensive then,
> and may not have solved any real problems. (Possibly, it simply didn't
> fit their real purpose of attracting more customers.)
They don't for example seem to reduce fraud -- shop staff don't compare
the photo to the customer carefully enough:
R. Kemp, N. Towell, G. Pike, "When seeing should not be believing:
Photographs, credit cards and fraud," Applied Cognitive Psychology Vol
11(3) (1997) pp 211-222.
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