[144659] in cryptography@c2.net mail archive
Manipulation and abuse of the consumer credit reporting agencies
daemon@ATHENA.MIT.EDU (Jerry Leichter)
Sat Aug 1 13:03:51 2009
From: Jerry Leichter <leichter@lrw.com>
To: Cryptography List <cryptography@metzdowd.com>
Date: Sat, 1 Aug 2009 08:01:26 -0400
Found on the Telecom list (which I've subscribed to for years but
almost never read any more). The paper is quite interesting.
-- Jerry
Date: Fri, 31 Jul 2009 22:07:03 -0400
From: Monty Solomon <monty@roscom.com>
To: moder8@telecom.csail.mit.edu
Subject: Manipulation and abuse of the consumer credit reporting
agencies
Message-ID: <p0624087dc699532acd33@[10.0.1.3]>
Manipulation and abuse of the consumer credit reporting agencies
by Christopher Soghoian
First Monday
Volume 14, Number 8
3 August 2009
Abstract
This paper will present a number of loopholes and exploits against
the system of consumer credit in the United States that can enable a
careful attacker to hugely leverage her (or someone else's) credit
report for hundreds of thousands of dollars. While the techniques
outlined in this paper have been used for the personal (and legal)
profit by a small community of credit hackers, these same techniques
could equally be used by more nefarious persons - that is, criminals
willing to break the law, engage in fraud, and make off with
significant sums of money. The purpose of this paper is to shed light
on these exploits, to analyze them through the lens of the computer
security community and to propose a number of fixes which will
significantly reduce the effectiveness of the exploits, by both those
with good and ill intentions.
...
http://firstmonday.org/htbin/cgiwrap/bin/ojs/index.php/fm/article/view/2583/2246
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