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Obama Announces HARP Extension. Start Saving Today. 71675797

daemon@ATHENA.MIT.EDU (Harp Program)
Wed Apr 9 21:55:10 2014

Date: Wed, 9 Apr 2014 18:55:07 -0700
To: linuxch-announce.discuss@charon.mit.edu
From: "Harp Program" <HarpProgram@wpotmcn.us>

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President Announces HARP Extension. Start Saving Today

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urdens on law-abiding citizens. 
The agreement also prioritizes collecting records over protecting citizens," 
Coburn said. "This is the wrong approach.Preventing sales to dangerous persons, 
not collecting receipts, will save lives."The National Rifle Association 
followed up with its own criticism of the proposal."Expanding background 
checks at gun shows will not prevent the next shooting, will not 
solve violent crime and will not keep our kids safe in schools," 
the NRA said. "The sad truth is that no background check would 
have prevented the tragedies in Newtown, Aurora or Tucson."Other Republicans 
voiced concern that the legislation being voted on Thursday still included 
the older background check measure. Senate Republican Leader Mitch McConnell, 
who plans to vote against proceeding on Thursday, said that background check 
provision would be a "clear overreach.""The following offenses would now 
be federal crimes absent surrendering their firearms and conducting a background 
check. Federal offenses: an uncle giving his nephew a hunting rifle for 
Christmas; a niece giving her aunt a handgun for protection; a cousin 
loaning another cousin his hunting rifle if the loan occurs just one 
day before the beginning of hunting season," he said.The Manchin-Toomey 
plan would be voted on later as an amendment. Manchin and Toomey 
both have received "A" ratings from the NRA, and their endorsements could 
make it easier for hesitant colleagues to back th
Some Texas applicants for welfare would be subjected to drug testing and 
would be permanently cut off if they fail three times under a 
bill passed Wednesday by the state Senate.The bill covers Temporary Assistance 
for Needy Families program applicants. The program, which provides poor 
people with money for food, clothing, housing and other basic needs, distributes 
about $90 million to more than 100,000 Texans annually. The amount of 
the payment depends on family size and income."Taxpayer money should not 
be used to subsidize someone's drug habit," bill sponsor Sen. Jane Nelson, 
R-Flower Mound, said before the bill sailed through on a 31-0 vote 
that sent it to the House.The program already requires adult TANF applicants 
to sign a pledge not to sell or use drugs. Nelson's bill 
would move Texas in line with seven other states that require testing. 
It would not cover other welfare programs such as food stamps or 
other state benefit programs.Not all applicants would be tested, but all 
would be required to undergo a screening assessment, likely a questionnaire, 
to determine their risk of drug use. Anyone with a previous felony 
drug conviction or failed drug test or who is otherwise deemed a 
high risk for drug use would be tested.Applicants who test positive would 
be barred from collecting benefits for 12 months. They could reapply in 
six months if they complete a substance abuse program. Three failed drug 
tests would result in a permanent ban



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<strong><center><a href="http://www.wpotmcn.us/l/lt16XXJW5042URJPS218ESLWP/505OHRJT1695TQTCBX4054PGB10PK71675797IP100621892"><H3>President Announces HARP Extension. Start Saving Today</a></H3></strong>
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<td align="center"><a href="http://www.wpotmcn.us/l/lt16ITMD5042OXSHF218OUCEJ/505MXUGS1695LCUPDM4054XGE10IO71675797TS100621892" target="_blank" style="text-decoration:none;"><img src="http://www.wpotmcn.us/im/IGWWG5042RGLG218QKNDJJ/505LCWNY1695OSNPYR4054XPLR10BTQ71675797AAKHMT100621892/img121850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px; font:bold 24px arial; color:#b4211e; text-align:center;" alt="Save on Your Mortgage" title="Save on Your Mortgage"></a></td>
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    <td height="60%" align="left" valign="top" style="font:normal 14px arial; color:#333333; padding-left:15px; padding-right:10px; padding-top: 20px; line-height: 1.3">The HARP refinance program was designed by the government to save homeowners thousands on their mortgage.  Recently, the president has announced the decision to extend HARP into 2015 allowing more homeowners to realize their savings potential.  Thanks to these new government programs mortgage rates are now hovering at an all-time low and homeowners are acting fast by taking advantage of their opportunity to refinance.
	<a href="http://www.wpotmcn.us/l/lt16CNRY5042PUKGA218MXSDH/505QOLMB1695YCHJIW4054CYF10IH71675797HX100621892" target="_blank" style="text-decoration:none;"><img src="http://www.wpotmcn.us/im/CINWU5042WYIW218RNHICS/505XGTQI1695CCTYFS4054EPDN10NHY71675797EGTDGC100621892/img221850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:10px 0; font:bold 24px arial; color:#b4211e; text-align:center;" alt="See if You Qualify" title="See if You Qualify"></a>    
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    <td width="40%" align="right" valign="top" style="padding-top: 20px; margin-right: 20px;"><a href="http://www.wpotmcn.us/l/lt16AARH5042LUDJB218WALYE/505HBLDF1695BIVPPU4054VVO10YC71675797TY100621892" target="_blank" style="text-decoration:none;"><img src="http://www.wpotmcn.us/im/AANGH5042OHHG218GJCIOP/505TDBID1695MVFOJM4054WAHJ10YDF71675797SPPKYW100621892/img321850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="Obama Announces HARP 2.0" title="Obama Announces HARP 2.0"></a></td>
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  				<td align="center" style="padding: 0 5px; width: 33%;"><img src="http://www.wpotmcn.us/im/SXKME5042PPDE218OFLYEO/505QDAJD1695BSTELJ4054WBMB10LHK71675797QXPQHT100621892/img421850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="HARP Program" title="HARP Program">
	  				<h1 style="font-size: 15px; color: #d84e3b;">HARP Program</h1>
	  				Homeowners can now utilize HARP to refinance their home from high interest rates, declined home values, and underwater mortgages.
  				</td>
  				<td align="center" style="padding: 0 5px; width: 33%;"><img src="http://www.wpotmcn.us/im/AYJNK5042BFFT218XJUPWC/505JKLQP1695CGAKLD4054JXAJ10YAU71675797ODUIVM100621892/img421850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="HARP Program" title="HARP Program">
	  				<h1 style="font-size: 15px; color: #d84e3b;">HARP Benefits</h1>
	  				Up to 200% loan to value, late mortgage payments may be acceptable, minimal fees, little or no out-of-pocket expenses, some may qualify without an appraisal.
  				</td>
  				<td align="center" style="padding: 0 5px; width: 33%;"><img src="http://www.wpotmcn.us/im/DPUQS5042JYKH218CVQYVW/505BXSEQ1695WQUTGI4054QGBP10ITP71675797YVNYWL100621892/img421850543.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0 5px 0 0; padding:0px;" alt="HARP Program" title="HARP Program">
	  				<h1 style="font-size: 15px; color: #d84e3b;">HARP Guidelines</h1>
	  				You may be eligible for a HARP 2.0 refinance through the Home Affordable Refinance Program. Check your eligibility through our simple, no obligation HARP program quotes.
  				</td>
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  	<td colspan="2" style="background: #01215a; font-size: 14px; font-family: arial, helvetica, sans-serif; color:#FFFFFF; padding: 10px; line-height: 1.3; border-top: 3px solid #fff;"><a href="http://www.wpotmcn.us/l/lt16WKPU5042JERTA218UKOYM/505OGKDF1695WUDPDQ4054IVS10TP71675797PA100621892" target="_blank" style="text-decoration:underline; color: #FFFFFF;">LEARN MORE</a> ABOUT THE HOME AFFORDABLE REFINANCE PROGRAM & HOW YOU CAN PAY OFF YOUR HOME IN HALF THE TIME.</td>
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<center>This email was intended for linuxch-announce.discuss@charon.mit.edu
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<p style="font-size:xx-small;">ess," he said. "Failure to commit to this kind of open 
process is tantamount to an admission that the bill is not workable 
and will not stand up to public scrutiny."Sessions and Lee have been 
among the most skeptical Republican lawmakers when it comes to ongoing efforts 
to draft an immigration overhaul.Those talks have largely been confined 
to the so-called "Gang of Eight," which includes four Democrats and four 
Republicans. A key member of that group is Sen. Marco Rubio, R-Fla., 
who has along with Sessions and others urged Senate Democrats not to 
rush the process.Separately, Sessions and two other Republican senators 
on Wednesday sent a letter to the Republican members of the "Gang 
of Eight" asking for specific details on the projected cost of the 
immigration bill.Though a recent agreement between big labor and big business 
on the issue of temporary worker cards was highly touted, the senators 
have tried to draw attention to what is arguably the bill's most 
controversial component -- the path to citizenship for up to 11 million 
illegal immigrants."A primary concern related to a large-scale legalization 
of illegal immigrants is the long-term cost for taxpayers," the lawmakers 
said in the letter Wednesday. The letter was signed by Sessions, Sen. 
Chuck Grassley, R-Iowa, and Sen. Pat Roberts, R-Kan.Voicing concern that 
illegal immigrants who eventually obtain a green card and later citizenship 
would at some point be eligible for a host of 
 swings would 
be too jarring -- but an increasing number are accepting it for 
payment. Gallippi's company, BitPay, handles Bitcoin transactions for some 
4,500 companies, taking payments in bitcoins and forwarding the cash equivalent 
to the vendor involved, which means that his clients are insulated from 
the cybercurrency's volatility.Gallippi said many of the businesses are 
e-commerce websites, but he said an increasing number of traditional retailers 
were looking to get into the game as well."We just had an 
auto dealership in Kansas City apply," he said.In March, BitPay said its 
vendors had done a record $5.2 million in bitcoin sales -- well 
ahead of the $1.2 million's worth of monthly revenue estimated to have 
coursed through Silk Road last year.Even artists accept bitcoins. Tehran-based 
music producer Mohammad Rafigh said the currency had allowed him to sell 
his albums "all over the world and not only in Iran."Gallippi said 
the cybercurrency's ease of access was its biggest selling point.With Bitcoin, 
"I can access my money from any computing device at any time 
and do whatever the heck I want with it," he said. "Once 
you move your money into the cloud why would you ever go 
back to putting your money in the bank?"Many Wall Street veterans are 
skeptical -- and they may feel vindicated after Bitcoin's latest tumble."Trading 
tulips in real time," is how longtime UBS stockbroker Art Cashin described 
Bitcoin's vertiginous rise, comparing 
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