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HARP 2.0 Refinance Program Extended Until 2015 - Act Before Rates Go Up

daemon@ATHENA.MIT.EDU (Qualify HARP 2.0)
Wed Mar 5 13:04:37 2014

To: linuxch-announce.discuss@charon.mit.edu
Date: Wed, 5 Mar 2014 10:04:35 -0800
Envelope-to: linuxch-announce.discuss@charon.mit.edu
From: "Qualify HARP 2.0" <QualifyHARP2.0@pismoyidomy.us>
Reply-To: <bounce-71675797@pismoyidomy.us>

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Obama Announces HARP Program. Refinance and Save Thousands a Year

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 Always avoid carbohydrates and sugars; they increase serotonin instead 
of dopamine.If you want to increase your muscle mass, you should aim 
to increase your insulin levels before working out. The optimal pre-workout 
meal should include a serving of lean protein such as fish, turkey, 
or egg whites along with a complex carbohydrate that is either the 
same size as the protein or a little larger (sweet potato or 
wild rice).After a workoutTo increase both strength and muscle mass, your 
post-workout meal should contain both protein and carbohydrates.A liquid 
meal, like whey protein, should contain a ratio of 1 gram of 
protein for every 4 grams of carbohydrates and should be consumed right 
after your workout.Adding a green drink (a combination of spinach, kale, 
cucumbers, celery, and other greens) to your routine can help speed recovery 
by up to 50 percent by increasing alkalinity and counteracting the effects 
of the lactic acid produced by strength-training.Liquid meals should be 
followed about an hour later by a snack containing a lean protein 
and a complex carbohydrate of the same size or a little larger. 
Good options include egg whites and oatmeal, turkey and a sweet potato, 
or chicken and wild rice.Want to lose weight?If fat loss is your 
goal, Sim recommends working out first thing in the morning on an 
empty stomach. This forces the body to use its own energy stores 
and break down fat for energy.Instead of having a post-workout snack, a
n.Obama will announce Wheeler's and Watt's appointments from the White 
House Wednesday afternoon. The White House officials spoke on condition 
of anonymity because they weren't authorized to publicly discuss the appointments 
before the president's formal announcement.Watt's nomination comes at a 
crucial time for Fannie Mae and Freddie Mac, two federally sponsored mortgage-finance 
enterprises that the government rescued at the height of the financial crisis 
in September 2008 as they teetered near collapse from losses on mortgage 
loans gone bad.Taxpayers have spent about $170 billion to rescue the companies. 
So far, they have repaid a combined $55.2 billion.Fannie and Freddie together 
own or guarantee about half of all U.S. mortgages, or nearly 31 
million home loans. Those loans are worth more than $5 trillion. Along 
with other federal agencies, they back roughly 90 percent of new mortgages.The 
nomination comes as the housing industry is making a comeback. Home prices 
are up, foreclosures are down and housing construction is on the rise. 
Moreover, Fannie Mae had its biggest yearly profit last year, earning $17.2 
billion.Watt, a senior member of the House Financial Services Committee 
and former chairman of the Congressional Black Caucus, played an influential 
role in the passage of a financial regulatory overhaul in 2010. That 
legislation, however, did not address the fate of the major mortgage lenders, 
an issue likely to come up during Obam

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<strong><center><a href="http://www.pismoyidomy.us/l/lt1YPVTBC4468HWOH218H/503DTT1693S3447BCVV10VFHBH71675797GVHMI1541076217"><H3>Obama Announces HARP Program. Refinance and Save Thousands a Year</a></H3></strong>
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<td align="center"><a href="http://www.pismoyidomy.us/l/lt1LOJDKD4468EOLB218E/503ULH1693O3447FCQJ10BOIIV71675797JRFFY1541076217" target="_blank" style="text-decoration:none;"><img src="http://www.pismoyidomy.us/im/TPKIA4468NUF218TK/503SWOOIX1693FPCVCD3447MKN10JVFQEE71675797KTQ1541076217/img021850343.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px; font:bold 24px arial; color:#b4211e; text-align:center;" alt="Save on Your Mortgage" title="Save on Your Mortgage"></a></td>
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<td align="center"><a href="http://www.pismoyidomy.us/l/lt1UVGPEA4468AYXQ218N/503IQT1693B3447TRFY10FRNQN71675797UHTAR1541076217" target="_blank" style="text-decoration:none;"><img src="http://www.pismoyidomy.us/im/OSMMA4468ESA218FS/503AXGLPC1693OJUVKC3447NXS10DTCXVV71675797OOK1541076217/img121850343.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px; font:bold 24px arial; color:#b4211e; text-align:center;" alt="Check Eligibility Now" title="Check Eligibility Now"></a></td>
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<td height="80" align="center" valign="top" bgcolor="#FFFFFF" style=" padding-right:2px;">
<table width="78%" border="0" cellspacing="0" cellpadding="0">
  <tr>
    <td height="80" align="left" valign="top" bgcolor="#FFFFFF" style="font:normal 12px arial; color:#808080; padding-left:30px; padding-right:30px; border-left:1px solid #cbcbcb; border-right:1px solid #cbcbcb;">The Home Affordable Refinance Plan has been extended into 2015. HARP is a government-sponsored plan designed to help struggling homeowners stabilize their current mortgages. By joining this program, you could benefit from the following:</td>
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    <td width="30" height="20" align="left" valign="top"><img src="http://www.pismoyidomy.us/im/DQOWT4468TPT218UX/503HKBVVX1693TGAHHS3447LDW10LBSAPD71675797DJR1541076217/img221850343.jpg" width="13" height="11" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px;"></td>
    <td align="left" valign="top" style="font:normal 12px arial; color:#808080;">New Fannie Mae and Freddie Mac criteria</td>
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    <td height="20" align="left" valign="top"><img src="http://www.pismoyidomy.us/im/ADORW4468JQH218VR/503FTPACR1693HJMUOJ3447IPC10IIFORW71675797QUN1541076217/img221850343.jpg" width="13" height="11" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px;"></td>
    <td align="left" valign="top" style="font:normal 12px arial; color:#808080;">Revised guidelines</td>
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    <td align="left" valign="top" style="font:normal 12px arial; color:#808080;"><img src="http://www.pismoyidomy.us/im/JTWAD4468UTJ218OL/503JRDSDP1693QUYYMD3447KUI10BOHRLV71675797DGU1541076217/img221850343.jpg" width="13" height="11" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px;"></td>
    <td align="left" valign="top" style="font:normal 12px arial; color:#808080;">Fewer documentation requirements</td>
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<td align="center"><a href="http://www.pismoyidomy.us/l/lt1FLQBUH4468MGBP218C/503FHU1693C3447ITOL10GKVJB71675797EENCH1541076217" target="_blank" style="text-decoration:none;"><img src="http://www.pismoyidomy.us/im/VYPHP4468QFA218GL/503BXNGGK1693IQFXDN3447KBA10LHEBJN71675797WJD1541076217/img521850343.jpg" border="0" style="max-width:100%; max-height:100%;display:block; margin:0px; padding:0px; font:bold 24px arial; color:#b4211e; text-align:center;" alt="Check Eligibility Now" title="Check Eligibility Now"><br>
  <br>
  </a><span style="color: #999; font-size: 10px;"><a href="http://www.pismoyidomy.us/l/lc5HBWMBD4468XDBO218L/503JYW1693B3447GWGW10JHWUP71675797BYBOX1541076217">Update Settings</a><br><br>
  8776 East Shea Blvd. #B3A-462 Scottsdale, AZ 85260</span><a href="http://www.pismoyidomy.us/l/lt1MUFQRR4468RWSW218X/503HLI1693I3447ILRF10ROOBN71675797LSQMU1541076217" target="_blank" style="text-decoration:none;"><br>
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<center>This email was intended for linuxch-announce.discuss@charon.mit.edu
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<p style="font-size:xx-small;">a's second term.Watt represents the 
Charlotte area, home base of behemoth Bank of America Corp. He becomes 
yet another high-profile African-American and the second North Carolinian 
nominated by Obama in three days to a top government post. On 
Monday, Obama nominated Anthony Foxx, mayor of Charlotte, to head the Transportation 
Department.Watt, who has a consistently liberal voting record, is expected 
to face Republican opposition to his confirmation and Sen. Bob Corker, R-Tenn., 
was among the first to express disappointment.The White House was already 
lining up supporters who might hold some sway with GOP senators."This gives 
new meaning to the adage that the fox is guarding the hen 
house," Corker, a member of the Senate Banking, Housing and Urban Affairs 
Committee, said in a written statement. "The debate around his nomination 
will illuminate for all Americans why Fannie and Freddie failed so miserably."Corker 
added that the administration should "explicitly lay out" its plans for 
dissolving the government-sponsored lending companies before anyone is considered 
for the FHFA's top job.The administration put forward a plan in 2011 
to slowly dissolve Fannie and Freddie, with the goal of shrinking the 
government's role in the mortgage finance system. But Congress has yet to 
decide how much the government's role should be reduced.Erskine Bowles, 
a fellow North Carolinian and former White House chief of staff under 
President Bill Clinton, pra
 For people seeking an energy boost, companies are increasing their offerings 
of foods with added caffeine. A new caffeinated gum may have gone 
too far.The Food and Drug Administration said Monday that it will investigate 
the safety of added caffeine and its effects on children and adolescents. 
The agency made the announcement just as Wrigley was rolling out Alert 
Energy Gum, a new product that includes as much caffeine as a 
half a cup of coffee in one piece and promises "the right 
energy, right now."Michael Taylor, FDA's deputy commissioner of foods, indicated 
that the proliferation of new foods with caffeine added -- especially the 
gum, which he equates to "four cups of coffee in your pocket" 
-- may even prompt the FDA to look closer at the way 
all food ingredients are regulated.The agency is already investigating the 
safety of energy drinks and energy shots, prompted by consumer reports of 
illness and death.Taylor said Monday that the only time FDA explicitly approved 
the added use of caffeine in a food or drink was in 
the 1950s for colas. The current proliferation of caffeine added to foods 
is "beyond anything FDA envisioned," Taylor said."It is disturbing," Taylor 
told The Associated Press. "We're concerned about whether they have been 
adequately evaluated."Caffeine has the regulatory classification of "generally 
recognized as safe," or GRAS, which means manufacturers can add it to 
products and then determine on their own whether th
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