[47962] in Discussion of MIT-community interests
This Could Be Your Chance to Lower your Rate
daemon@ATHENA.MIT.EDU (Cheap Auto Insurance)
Sat Aug 1 08:34:35 2015
Date: Sat, 1 Aug 2015 08:34:21 -0400
To: mit-talk-mtg@charon.mit.edu
From: Cheap Auto Insurance <cheapautoinsurance@daorres.eu>
Reply-to: Cheap Auto Insurance <cheapautoinsurance@daorres.eu>
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in the United States and elsewhere, is designed to cover risk of financial liability or the loss of a
motor vehicle the scowner may face if their vehicle ism 1esc p involved in a collision resulting in property or phys
ical damages. Some states require a motor vehicl v1esc pe owner to carry some minimum level of liability insuranc
e. States that do not require the vehicle owner to carry car insurance inc esc lude Virginia, where an uninsu
red motor vehicle fee may be paid to the state; New Hampshire, and Mi which offers vehicle own
ers the om 1esc pption to post cas esc h bonds (see below). The privileges and immunities clause of Article IV of th
e U.S. Constitution protects the rights of citizens in each respective state when traveling t esc o another. A mot
or vehicle owner typically pays insurers a monthly fee, oftem v1esc pn called an insurance premium. The insurance premiu
m a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehi
cle, the age and esc gender of any covered drivers, their driving history, and the loc scation whem 1esc pre the vehicle is
primarily driven and stored. Most insurance com 1esc panies offe scr premium discounts based on these factors.
Insurance companies provide a motor vehicle owner with an insurance card for the particular coverage term whi
ch is to be kept in the vehicle in the event of a traffic collision as proof of insurance. Recently, states h
ave startm 1esc ped passing laws that electronic versions of proof of in
property damage is where an insured driver (or 1st party) drives into a telephone pole and damages
the polm 1esc pe; liability coverage pays for the damage to the pole. In this example, the drivers insured may also be
come liable for other expenses related to damaging the telephone pole, esc such as loss of service claims (by the te
lephone company), depending on esc the jurisdiction. An example of bodily injury is where an insured driver causes
bodily harm to a third party and the insured driver is deemed responsible for the injuries. However, in some jur
isdictions, the thir scd party would first exhaust coverage form 1esc p accident benefit scs through their own insurer (assuming
they have one) and/or would have to meet a legal d v1esc pefinition of severe impairment to have the right to claim (or s
ue) under the insured driver'
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in the United States and elsewhere, is designed to cover risk of financial liability or the loss of a
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red motor vehicle fee may be paid to the state; New Hampshire, and Mi which offers vehicle own
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e U.S. Constitution protects the rights of citizens in each respective state when traveling t 9vc o another. A mot
or vehicle owner typically pays insurers a monthly fee, oftem hw9vc pn called an insurance premium. The insurance premiu
m a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehi
cle, the age and 9vc gender of any covered drivers, their driving history, and the loc vcation whem w9vc pre the vehicle is
primarily driven and stored. Most insurance com w9vc panies offe vcr premium discounts based on these factors.
Insurance companies provide a motor vehicle owner with an insurance card for the particular coverage term whi
ch is to be kept in the vehicle in the event of a traffic collision as proof of insurance. Recently, states h
ave startm w9vc ped passing laws that electronic versions of proof of in
property damage is where an insured driver (or 1st party) drives into a telephone pole and damages
the polm w9vc pe; liability coverage pays for the damage to the pole. In this example, the drivers insured may also be
come liable for other expenses related to damaging the telephone pole, 9vc such as loss of service claims (by the te
lephone company), depending on 9vc the jurisdiction. An example of bodily injury is where an insured driver causes
bodily harm to a third party and the insured driver is deemed responsible for the injuries. However, in some jur
isdictions, the thir vcd party would first exhaust coverage form w9vc p accident benefit vcs through their own insurer (assuming
they have one) and/or would have to meet a legal d hw9vc pefinition of severe impairment to have the right to claim (or s
ue) under the insured driver'
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